Payday Loans in Des Moines

If you need a quick cash advance because of unexpected bills or expenses, a payday loan might be the solution. The team at EZ Money of Des Moines understands that financial emergencies can affect anyone, and we’re here to lend a helping hand.

Just like our name suggests, EZ Money provides a simple and easy process to get you the cash advance you need quickly. We’re here to help you out of your stressful financial situation. 

What is the Purpose of a Payday Loan?

A payday loan from one of our Des Moines area locations is intended to help cover expenses between your regular paychecks. If you’re in need of some urgent relief, our quick and simple process will get you cash fast. All it takes is a few basic pieces of information, and most people are approved the same day.

We understand that unexpected bills can be stressful, so the team at EZ Money is here to help you through the process. Our experts can answer all of your questions so you can be sure that you’ll get the right loan amount.

How Much Money Can I Get?

The total amount you’ll be approved for will depend on your current income. It also depends on your location, and you can read more about Iowa’s specific regulations here. Our team is well informed about current regulations, so you don’t have to worry about the technical details.

We’ll make sure to assess your current income so you can receive a payday loan amount that’s most appropriate for you. Our goal is to reduce your financial stresses, not add to them. 

At EZ Money, our customer relationships are built on integrity and transparency. Our terms and conditions are thoroughly explained, and you’ll never be surprised by confusing fees. Payday lending is a highly regulated industry, so we make sure to stay informed of the most current rules and regulations.

We make sure to practice responsible lending and always adhere to the appropriate guidelines to protect our Des Moines payday loan customers. Your current financial status is thoroughly assessed to make sure that you’ll be able to comfortably repay the loan.

How do Online Payday Loans Work?

Our payday loans are available online, so you can quickly complete the process.

Online Applications for Payday Loans

You’ll begin by completing our easy online application, which can be done in just a few minutes. We’ll quickly process your application so you can get your loan as soon as possible. To make sure that the process is straightforward and quick, you’ll want to have the following on hand:

• A valid government issued identification
• Personal information like phone number, address, and email address
• Income information including pay frequency, net pay, and gross pay
• An open and active checking account

After You Apply

We understand your needs are urgent, so our team will work quickly to process your information. We’ll reach out to let you know about next steps. The funds are usually available within one business day, either as a physical check or a direct deposit.

Who can get a Payday Loan?

Our payday loans are available to help those living in Des Moines, Dubuque, Waterloo, and the surrounding areas. The EZ Money staff will make sure you understand the process and will provide you a loan that you can repay.

Our friendly team strives for personal connections with our customers. We provide flexible options either in-store or online.

Let us work with you to get back on track in an affordable and easy way. If you’re in need of a payday loan, contact us today to learn more.