Payday Loans

Are you facing unexpected bills or some other financial emergency? EZ Money of Cedar Rapids is here to help! Surprise expenses can add up quickly, and we’re here to lend you a helping hand with a simple payday loan.

Our same-day payday loans will help you get out of a tight financial situation, and our easy application process will give you peace of mind. 

What is the Purpose of a Payday Loan?

For many residents of Cedar Rapids, a payday loan is a great solution for those who need just a little cash advance between paychecks. We understand the stress and urgency that comes from financial hardships, so our application and approval process is designed to be simple and straightforward. 

Our friendly and knowledgeable team is available to answer any questions you may have about a payday loan and will walk you through the quick and easy application process. 

How Much Money Can I Get?

A payday loan from EZ Money of Cedar Rapids will depend on your income. You can read the specific regulations on payday loans or cash advances from our Cedar Rapids office here. Our team of experts is well informed of current guidelines and regulations.

EZ Money will assess your current income level and work with you to get the appropriate cash advance for your situation. It’s our goal to help you out of your current financial obstacle and not add to it. 

Honesty and transparency are two important values here at EZ Money, so we make sure you understand the terms and conditions before applying for a payday loan. The loan industry is highly regulated, so you can be assured that we adhere to the highest standards. 

We participate in only responsible lending, and protecting our Cedar Rapids payday loan customers is one of our top priorities. Your current financial status will be reviewed by our experts, so you can be sure that you’ll receive an appropriate payday loan amount for your situation.

At EZ Money, we’ll be upfront and honest with you about our terms, conditions and fees to make sure a payday loan is the right decision for you. As a highly regulated industry, we stay on top of the latest rules and regulations on payday loans and cash advances in Cedar Rapids.

We promote responsible lending and follow all of the guidelines to protect our customers. We’ll look at your current financial status to make sure we provide you with an appropriate amount of money.

How do Online Payday Loans Work?

Our online application and approval process will quickly get you the cash you need.

Online Applications for Payday Loans

EZ Money’s simple online application takes only minutes to complete. We can quickly process your application and approve your loan so you can address your financial situation. To ensure that the process is quick and simple, please have the following documents available before applying: 

• A valid government issues identification
• Basic contact information including phone number, address, and email
• Information about your income, which includes the pay frequency, as well as gross and net pay
• A  open checking account

After You Apply

After you fill out the online application, EZ Money will quickly process the information and contact you about the next steps. A typical application and approval process is completed within one business day. You’ll receive a physical check or bank account deposit within one business day.

Who can get a Payday Loan?

Residents of Cedar Rapids and the surrounding areas are eligible for our EZ Money payday loans. We’ll make sure to work closely with your income level so the loan amount isn’t more than you can afford to repay. 

The team at EZ Money of Cedar Rapids is committed to providing friendly service and connecting with our customers. Stop by one of our locations or complete the application online.

We can work together to get you out of a financial hardship and back on your feet. Don’t wait, contact us today!